Since the sole aim is to provide a tangible and concrete “safe haven” asset to diversify our client’s wealth, creating a tangible asset to build their capital (a piggy bank) in pure physical gold over time. They can be confident of owning a good/coin accepted globally. Purchasing and holding gold as an investment is seen as a way to protect capital and diversify one’s portfolio, with the objective of guarding against devaluations and the uncertainties of economic and geopolitical events. Also, considering it’s a universally recognized value that can be easily liquidated at any moment, it offers the investor/saver security and stability.

For the reasons mentioned above,

First and foremost, we will discuss and I will solely recommend:

  1. Pure 24k investment gold of the highest purity 999.9, blister-packed, equipped with a Good Delivery certification issued by the LBMA (London Bullion Market Association), and with a Kinegram hologram inside the blister (the same as banknotes to verify their authenticity). This ensures that it’s exclusively certified gold. Sometimes, I converse with individuals who inform me they bought gold some time ago, and I inquire, “Is your gold certified?” They respond, “Why should gold be certified?” And I tell them, “Have you ever heard the saying, ‘All that glitters is not gold’? One day, when you inevitably want to sell it and you don’t have assistance, you may face unpleasant surprises. Maybe it’s not of the highest purity and would require an assay, thus they will account for and value a lesser weight as it might contain an alloy percentage, like commercial jewelry gold.”

  2. Pure investment gold bought from companies authorized by the Bank of Italy, the renowned Metal Banks. Of about 600 in Italy, there’s an official list downloadable from the internet: List of Professional Gold Operators, accompanied by an authorization code from the Bank of Italy. This signifies the company has a public security license and adheres to all regulations and checks imposed by the Bank of Italy regarding anti-money laundering. Being a Metal Bank involves more than just having “Gold” in the company name. Moreover, bigger, nationally recognized companies are more trustworthy than local shops or mere online platforms.

  3. Pure gold not bought impersonally online, but my unique offering lies in meeting the client, whether at my office, their place, or via video call. I delve into their reality, understanding their needs and considering their economic state. I explain every aspect, evaluating what’s best for their situation to ensure a secure future. Thus, I represent a new form of “Family Office” consultant rather than just a seller. If we don’t consider the added value of advice spanning tax implications, inheritance aspects, generational change plans, etc., then one might as well buy from a simple e-commerce platform. However, every situation is unique and requires tailored solutions.

However, I want to clarify that we will never discuss, let alone recommend:

  1. 18k jewelry gold. It might look beautiful when worn but doesn’t serve as a lasting value reserve. If sold in the future, you’ll face deductions for VAT, alloy (at least 25-30%), and craftsmanship, leaving you with about 50% of its weight valued, not 100%.

  2. Paper gold like ETFs backed by gold are deemed high-risk speculative products by Basel III banking regulations.

  3. Pure physical gold that’s not blister-packed. To liquidate such gold in the future, one would need an assay (typically sending 3 samples to different analysis centers), which could lead to unfortunate surprises. For instance, tungsten shares the same density as gold, so it could be merely gold-coated tungsten.

  4. Pure physical gold purchased from private sellers. Even if it seems like a bargain, it’s advisable not to proceed. As with the previous point, one would need an assay in the future, potentially leading to unexpected setbacks.